Is it possible to buy a home 1 year after a Ch 7 Bankruptcy?

We filled Ch 7 in Feb and were discharged in June of this year. We would like to purchase our first home while the prices are low but were wondering if there was anyone out there who would approve us for a mortgage less than two years after our discharge date. We have about 5,000 to put down, and our car and credit cards that we obtained after our BK are all paid as agreed. Are there any lenders out there that would approve us?

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Thanks

Long-term care insurance with pre-existing conditions?

My grandfather, who is 72 years old, needs round-the-clock care that has now exceeded our capabilities. He suffers from pre-existing bad to severe dementia. He's suspicious, falls frequently, very forgetful, suffers from sundowning. He just doesn't know what to do and he even struggles with basic life functions. He also suffers from lymphatic cancer that metastasized to his lung and chest cavity, as well as squamous cell carcinoma that is very resistant to all his previous treatment and has spread to open wounds on his arm. Because all of his lymph nodes were removed, his lymphatic fluid constantly pools in that arm and swells to hugely abnormal size. Therefore he has to wear a sleeve to keep it in place, which is painful for him to put on and is time-consuming for his caregiver. He also is supposed to keep his arm elevated, but refuses because of his dementia. He is mean and hateful at times and insists that we are trying to kill him and is always demanding that his caregiver (my aging and stressed grandmother) remain at his side at all times, or he grows suspicious about her fidelity. He has hallucinations. We moved in with them to help her take care of him, but my school work (homeschooled, mainly to take care of them) and my mother's commute to work have also taken a toll on us. We hated to think about it, but we finally resolved that he belongs as a permanent resident in a home. The biggest problem is the astronomical cost which we can't just chip together , as it was never there in the first place. We did research on nursing home coverage and found out about long term care coverage. We found out some basic things like it is best to purchase at a young age. Unfortunately, my grandmother was never educated on insurance and doesn't possess significant life insurance nor anything like long-term care, and he doesn't qualify for the little help Medicaid offers. Although he suffers from cancer, he has reached the end of his treatment. His cancer was too resistant to all prospective radiation and chemotherapy, and the anti-body treatment that he tried, he had a massive allergic reaction to. He has awful pain all the time and is on a rotated regimen of extra strength ibeproufen and high dosage morphine, with a high grade fentanyl pain patch. So, although cancer plays a part in his insurance qualification in name, apart from being administered his medication and sleeve, his cancer is not the main concern as far as his care/treatment goes. We have had to accept that he is going to die sooner or later and are trying to find the best final preparations. Bentonite clay seems to be drawing out some of the side effects of his radiation (after which his cancer got worse), and so may prolong his life. The short prognosis was 2-9 months. His dementia have become exhausting and endless. There's simply nothing we can do anymore. He's on prescription for Aricept for the dementia and we give him melatonin for the sundowning, which seems to have a calming effect. Sorry for the long piece, but we're all very distressed about this and I felt that I had to give a thorough explanation of his ailments and treatment. Our needs are a long-term stay in a nursing home facility covering skilled care for his dementia, activities of daily living, ect. We also hope that he can be treated with respect and dignity. We need affordable prices like anyone else in the middle class, not astronomical rates. We also need a policy that would either cover pre-existing without penalizing for it or not asking health questions, ect., as my grandfather is obviously in need of care we can't offer him. The only policy we have even brushed upon is Physicians Mutual. We don't know anything about it really, and we don't know where to look for anything else. Everything seems to lead to a dead end online when we need a solution. Any help is greatly appreciated.

Car total by unlicensed and uninsured driver...what to do?

My car was being driven by my husband,an excluded driver on my insurance, and was hit by a driver running through a red light. The driver has no insurance and no license so I doubt I will recover anything from her but my insurance company won't pay anything as well. Will my GAP coverage still pay the difference between the totaled value and the cost of my lien?

How much would car insurance cost for a Mustang GT.?

I am 16 years old Never had a accident Live in a pretty big city 2012 Ford Mustang GT

Car insurance when diving in the usa?

i'm going to Florida soon and getting a hired car as part of the package.i phoned the travel company who told me it will cost me 300 to insure us for 2 weeks that's almost double what i'm paying for my own annual car insurance is that the going rate or can i get it cheaper shopping around or because there giving me the rental do i have to go with them

Why is 6 months of the cheapest car insurance $700? What would be the cheapest provider for me?

Details: Im 19, Had my license for 1.5 years, no accidents, live in an apartment with 2 room mates, good credit, have a 1997 dodge stratus es 4 door, and in college. What would be the cheapest provider to make it legal? Also, are there any tricks I can use to make it cheaper?

Car accident with no drivers license or insurance?

if someone got into a single car accident because of icey roads and has no car insurance, or drivers license, only a permit, and is over 18 in the state of Ohio, the ticket saying he received 2 offenses.. what are the consequences and is there any way to get out of or lower them?

Car insurance question?

My mother's boyfriend bought a car and has allowed me to drive it. He is the primary driver on the insurance. I am also on his insurance. My father just recently put me on his insurance. My mom's boyfriend wants to give the car to me (Transfer the title and registration, get new plates and all that.) He says I will need my own insurance under my own name. But if I am insured does it actually matter who's insurance it is?

Car Insurance Question... Help Please!?

I'm doing my homework and I wanted to figure out to find car insurance on the car of my choice. My car is a 2005 Cadillac CTS for $19,998, I picked it on Carmax. How do I find out how much insurance I must pay? I wanted to know Geico's Quote and Progressive's Quote. Also how do I find out Interest Rate... Somebody PLEASE HELP ME !

Help!!! I need car insurance!

What company has good deals on SR22? I'm financing a new car today & I need full coverage insurance & SR22... all the online quotes I've received has been outrageous! Any knows of a good co. with low down payments? (I live in Louisiana.)

What is the average total cost of learning to drive and a car or suitable respect when your 17?

Including everything like learning, insurance, the test, the car and so on.. I just turned 16 so I was thinking of starting to save up A car that is not embarrassing to be seen in yet isn't to expensive because your only 17:P Thanks if you answer oh and I'm male

Cheapest car insurance?

What would be the cheapest car insurance for a low income 18 year old female who has had two tickets. I have a Chevy Tahoe-2006 and I live in Oklahoma if that helps.

Car insurance for me is too expensive in the UK, can I buy it abroad?

I'm 18 and recently passed my test. For a basic 1L car the cheapest insurance I can find is 3000. I've been looking for 3 weeks and it's the best quote I could find. I cannot afford this so would it be possible to buy insurance from another country in the EU, since i've heard insurance is cheaper over there? I know insurance for teens is very expensive, but that sum is a ridiculous amount to pay for a car worth half the insurance value. I realise it might sound like a stupid question but I have exhausted all my other options and this is the only thing left I could think of that would be a possibility. Any useful information would be helpful, thanks.

What's a good sport bike for a new rider? ?

I know motorcycles aren't safe no matter what but what's an affordable bike for a new rider. I really want something as light as possible. How much is insurance? I don't know anything about bikes but I've always wanted one. Never even rode or drove one.

Can you have two different insurance policies on one car?

I am buying a car from my friend and I will have it paid off in August and the insurance will be in his name til August but I want to know if I can go ahead and get insurance in my name on the car in July while insurance is still goin to be on the car in his name as well. Is this possible?

Where can I Find Reliable Cheap Life Insurance Quotes?

I recently started a home internet based business. When I was just starting out I went without insurance for a while. Now that things are going well I would like to buy a life insurance policy. There are a ton of life insurance sites, but most of them seem biased or focused on an individual provider. Where can I find a good life insurance quote site that is unbiased or gives me quotes from a wide array of services? Also, are there any good tips for saving money buying life insurance for small business owners?

Does anyone know how much a ticket for no insurance cost in the state of Georgia?

I'm trying to convince a priest to buy car insurance?

I went to the church for the first time since passover a week ago and, being a car insurance salesman, I turned a conversation about sacred divinity of the Lord Jesus Christ into a conversation about low, low premiums on your car insurance. The Priest nodded respectively but kept trying to turn the conversation back to that long-dead carpenter. He was all like You know what's the best hell insurance? Jesus. and I was trying so damn hard, but he wouldn't budge. I converted to catholicism just to try to sell him insurance, I confessed my deepest darkest sins just so I could get him the lowest, fairest rates. I don't know if I can stomach another communiun cracker or resist making another molestation joke. I'm always like, What about your wife Father Connely, does she need car insurance? and he says Priests aren't allowed to have wives, sir. This f**king guy is impossible! I would rather be crucified than deal with this tough-as-nails-in-Jesus' hands customer for another second! I hope Heaven doesn't exist so I don't have to deal with this prick for an eternity! I've called him four times a day for the last week, but he always coerces me into talking about my sins, my trials and tribulations and i'm like, F**K! What do I do?

Car insurance help needed ASAP thanks.?

Ok. My father has his own jeep insured in his own name.He has owned the jeep since 2005 and he still has it this day.He has a 9 year no claims bonus on it.He is insured with FBD insurance.His insurance is commercial. Now I have my own car which was only bought recently but I put my car in my fathers name.Now the reason been is because im trying to get my insurance cheaper.Now I dont want any comments saying that its insurance fraud because every one is broke now and trying to get things cheaper just like myself here.Now what I was thinking if I were to go with a differant car insurance company than his and if he were to go as main driver and me as named could he say that he uses the jeep for commercial use and the car for private use? If that works can he put his 9 year no claims bonus on my car which is in his name so ill just say he owns it for now one.So can he put his 9 year no claims bonus on my car aswel as his own jeep aswel.Because if that worked I would get mine really cheap?So if that would work,I know that if i were in an accident his no claims bonus would be gone but my father trusts me to be a carefull driver. I only want proper answers to my question and thanks very much for the help and it will be much appreciated for it.I live in Ireland aswel ok....Thanks very much.

Is it possible to buy a home 1 year after a Ch 7 Bankruptcy?

https://www.linkedin.com/pulse/riverside-new-jersey-cheap-car-insurance-quotes-zip-8075-janice-stone/